Bonelli Financial Group combines the wisdom of human experience and the power of artificial intelligence to deliver the best experience in Florida mortgage lending.
How Bonelli Financial Group Can Help You Lock in Lower Florida Mortgage Rates
We Have a Team of Licensed and Experienced Florida Mortgage Loan Officers. Whether you're looking to buy a home in Florida or refinance your existing Florida mortgage loan borrowers often dread the mortgage loan and refinance process. That is because the traditional way to shop for a mortgage loan is antiquated and broken. Bonelli Financial Group has a streamlined the mortgage loan process to be easy, fast, and exciting so you can focus on enjoying your new Florida home and this new chapter in life without the stress of a long and complicated mortgage loan process.

Get The Best Loan Rate
We shop your loan to multiple lenders to ensure you get the best possible rate & terms.

Save Money
Unlike banks we don't have high fees and hidden costs. Total Transparency.

Save Time
We are known for fast approval & closing times to make the mortgage loan process smooth.
When searching for the best mortgage home loans in Florida, it is crucial to consider reputable FL home lenders like Bonelli FG who offer competitive rates and lower refinance fees. Bonelli FG lenders are known for providing some of the best mortgage home loans in Florida with favorable terms that accommodate various financial situations.
Finding the right FL home lender can significantly impact the overall cost of your mortgage and your ability to refinance in the future. Refinancing your mortgage can be smart, especially if you can secure lower refinance fees from an FL home lender. Refinancing allows homeowners to adjust their loan terms, reducing monthly payments or changing the loan duration to better fit their current financial goals.
By partnering with an FL home lender that offers lower refinance fees, you can maximize your savings and improve your financial flexibility. It is essential to thoroughly research and compare different FL lenders to ensure you get the best mortgage home loans. Look for Florida lenders with a strong reputation for customer service, transparent pricing, and a wide range of loan products. This will help you find a mortgage that meets your needs while providing the most favorable terms.
With careful consideration and thorough research, you can find an FL lender that not only meets your immediate needs but also supports your long-term financial goals, providing you with a sense of security and reassurance about your financial future. Call Bonelli Finacial Group at 480-805-8733.
Florida Home Loans
Debt Service Coverage Ratio (DSCR) Loans
LEARN MOREFederal Housing Authority (FHA) Loans
LEARN MOREHome Equity Loans (HELOANs)
LEARN MOREHome Equity Lines of Credit (HELOCs)
LEARN MORETexas 50(a)(6) Loans
LEARN MOREVeteran Affairs (VA) Loans
LEARN MOREAbout Bonelli Financial Group in Florida
No matter, whether you are a first-time homebuyer or looking to refinance your existing mortgage, our experienced mortgage loan officers work diligently to find mortgage home loans tailored to your unique financial situation.
The process begins with a comprehensive consultation where our expert mortgage brokers gather detailed information about your financial status, goals, and preferences. We can identify the best mortgage rates and fees by understanding your Florida home needs.

Bonelli Financial Group Stands Apart from the Typical Florida Mortgage Industry Lenders
Personal Approach
We believe that the mortgage process should be more than just a transaction — it should be a partnership. Unlike big lenders that treat you like a number, we take the time to understand your unique needs and financial goals. Our team provides a tailored, one-on-one experience, guiding you through each step of the process with clarity and care
Competitive Pricing
Without the heavy corporate structure and overhead costs of larger lenders, Bonelli Financial Group can offer competitive pricing that directly benefits you. We pass on the savings we gain from our efficient model to help you secure the best rates and lower fees.
Balanced Use of AI
We embrace AI to streamline and speed up the loan approval process, making it smooth and efficient. However, we never rely solely on technology. Our team is always just a phone call away, ensuring you receive the personal attention and care that every mortgage experience deserves.
Customer Reviews
In Florida, the average 30-year fixed mortgage rate is currently 6.99%, which is 5 basis points lower than the national average. The median sales price of a single-family home in Florida is $410,700, and 29.7% of Florida homes are paid off, exceeding the U.S. average. The mortgage delinquency rate in Florida rose to 0.72% in the third quarter of 2023.
Key Florida Mortgage Statistics:
- 30-year fixed mortgage rate: 6.99% (April 11, 2025).
- 15-year fixed mortgage rate: 6.00% (April 11, 2025).
- Median sales price of a single-family home: $410,700 (November 2024).
- Homeownership rate: 67.3% (2019-2023).
- Mortgage delinquency rate: 0.72% (Q3 2023).
- Median monthly owner costs (with a mortgage): $1,860 (2019-2023).
- Median selected monthly owner costs (without a mortgage): $629 (2019-2023).
- Percentage of homes paid off: 29.7% (2023).

14
YEARS IN THE INDUSTRY
200+
SATISFIED CUSTOMERS
7
AVAILABLE LOAN OFFICERS
200+
DEALS SECURED
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